[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.314.cz\/platebni-karty-vyuziva-cim-dal-vice-lidi\/#Article","mainEntityOfPage":"https:\/\/www.314.cz\/platebni-karty-vyuziva-cim-dal-vice-lidi\/","headline":"Platebn\u00ed karty vyu\u017e\u00edv\u00e1 \u010d\u00edm d\u00e1l v\u00edce lid\u00ed","name":"Platebn\u00ed karty vyu\u017e\u00edv\u00e1 \u010d\u00edm d\u00e1l v\u00edce lid\u00ed","description":"P\u0159itom tomu tak nebylo je\u0161t\u011b p\u0159ed patn\u00e1cti lety. Tehdy se platby kartou t\u00fdkaly zhruba necel\u00e9 poloviny dosp\u011bl\u00fdch lid\u00ed.\u00a0 Zaj\u00edmav\u00e1 je statistika ve srovn\u00e1n\u00ed s\u00a0pouh\u00fdmi dv\u011bma roky.\u00a0 P\u0159ed dv\u011bma lety bylo pou\u017e\u00edv\u00e1n\u00ed platebn\u00edch karet p\u0159edev\u0161\u00edm v\u00fdsadou mu\u017e\u016f, dnes je \u017eeny \u201e\u00fasp\u011b\u0161n\u011b\u201c doh\u00e1n\u011bj\u00ed a dokonce p\u0159edst\u00edhaj\u00ed. Kartou dnes plat\u00ed minim\u00e1ln\u011b jednou za t\u00fdden 73 procent \u017een a...","datePublished":"2024-10-08","dateModified":"2024-10-08","author":{"@type":"Person","@id":"https:\/\/www.314.cz\/author\/#Person","name":"314.cz","url":"https:\/\/www.314.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"314.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.314.cz\/wp-content\/uploads\/img_a308358_w2433_t1519465431.jpg","url":"https:\/\/www.314.cz\/wp-content\/uploads\/img_a308358_w2433_t1519465431.jpg","height":0,"width":0},"url":"https:\/\/www.314.cz\/platebni-karty-vyuziva-cim-dal-vice-lidi\/","about":["Finance"],"wordCount":447,"articleBody":"P\u0159itom tomu tak nebylo je\u0161t\u011b p\u0159ed patn\u00e1cti lety. Tehdy se platby kartou t\u00fdkaly zhruba necel\u00e9 poloviny dosp\u011bl\u00fdch lid\u00ed.\u00a0 Zaj\u00edmav\u00e1 je statistika ve srovn\u00e1n\u00ed s\u00a0pouh\u00fdmi dv\u011bma roky.\u00a0 P\u0159ed dv\u011bma lety bylo pou\u017e\u00edv\u00e1n\u00ed platebn\u00edch karet p\u0159edev\u0161\u00edm v\u00fdsadou mu\u017e\u016f, dnes je \u017eeny \u201e\u00fasp\u011b\u0161n\u011b\u201c doh\u00e1n\u011bj\u00ed a dokonce p\u0159edst\u00edhaj\u00ed. Kartou dnes plat\u00ed minim\u00e1ln\u011b jednou za t\u00fdden 73 procent \u017een a pouze 71 procent mu\u017e\u016f.V\u00a0roce 2015 platilo kartou zhruba 68 procent lid\u00ed a dnes j\u00ed pravideln\u011b vyu\u017e\u00edv\u00e1 72 procent dosp\u011bl\u00fdch obyvatel. Lid\u00e9 pova\u017euj\u00ed za nejv\u011bt\u0161\u00ed v\u00fdhodu platby kartou urychlen\u00ed procesu placen\u00ed a rovn\u011b\u017e rostouc\u00ed po\u010det m\u00edst, kde se kartou d\u00e1 zaplatit. Nav\u00edc roste i po\u010det bezkontaktn\u00edch \u010dipov\u00fdch karet, kter\u00e9 jsou \u00fadajn\u011b bezpe\u010dn\u011bj\u0161\u00edm identifik\u00e1torem.\tKreditn\u00ed, nebo debetn\u00ed karty, je v\u00a0tom snad n\u011bjak\u00fd rozd\u00edl?Mnoho \u010cech\u016f v\u0161ak st\u00e1le nezn\u00e1 rozd\u00edl mezi kreditn\u00ed a debetn\u00ed kartou. T\u0159etina u\u017eivatel\u016f platebn\u00edch karet se st\u00e1le domn\u00edv\u00e1, \u017ee zat\u00edmco kreditn\u00ed karty operuj\u00ed s\u00a0pen\u011bzi klienta, debetn\u00ed karty vyu\u017e\u00edvaj\u00ed pouze bankovn\u00edch finan\u010dn\u00edch zdroj\u016f. A zhruba 14 procent lid\u00ed dokonce pova\u017euje kreditn\u00ed a debetn\u00ed karty za jedno a tot\u00e9\u017e, mysl\u00ed si, \u017ee se jedn\u00e1 pouze o synonymum n\u00e1zvu platebn\u00ed karty jako takov\u00e9.\tKontaktn\u00ed i bezkontaktn\u00ed platidla \u2013 zru\u0161en\u00ed hotovosti?M\u011bli bychom v\u0161ak tak\u00e9 zn\u00e1t druhou stranu mince. Mezi lidmi se st\u00e1le \u010dast\u011bji hovo\u0159\u00ed o zaveden\u00ed tzv. fiktivn\u00ed m\u011bny, tedy o tot\u00e1ln\u00edm zru\u0161en\u00ed pen\u011bz a nahrazen\u00ed ob\u011b\u017eiva pouh\u00fdmi bezhotovostn\u00edmi bankovn\u00edmi operacemi, pozd\u011bji spravovan\u00fdmi centr\u00e1ln\u011b. Ka\u017ed\u00fd bezhotovostn\u00ed p\u0159evod se ji\u017e dnes prov\u00e1d\u00ed prost\u0159ednictv\u00edm v\u00fdpo\u010detn\u00ed techniky a zru\u0161en\u00edm fyzick\u00fdch bankovek by lid\u00e9 byli u\u017e jen odk\u00e1z\u00e1ni na pen\u00edze na \u00fa\u010dtech. Dost\u00e1v\u00e1me se tu k\u00a0dal\u0161\u00edmu kroku tzv. Big brother, kter\u00fd je jako varovn\u00e9 memento sou\u010dasn\u00e9 civilizace na internetu \u010dasto p\u0159et\u0159\u00e1s\u00e1n v\u00a0mnoha diskus\u00edch. Kam sp\u011bje sou\u010dasn\u00e1 civilizace, kter\u00e1 by m\u011bla v\u00a0budoucnu nakupovat pouze bezkontaktn\u011b a bezhotovostn\u011b, kte\u0159\u00ed \u201evyvolen\u00ed\u201c budou m\u00edt p\u0159ehled o Va\u0161em bankovn\u00edm kontu, a kdo bude m\u00edt tu moc V\u00e1s od n\u011bj nen\u00e1vratn\u011b odst\u0159ihnout, pakli\u017ee se stanete nepohodln\u00fdm?Dokud budete m\u00edt \u201epen\u00edze v\u00a0kapse\u201c, po\u0159\u00e1d si za n\u011b koup\u00edte alespo\u0148 z\u00e1kladn\u00ed potraviny. S\u00a0vykraden\u00fdm bankovn\u00edm \u00fa\u010dtem si nekoup\u00edte ani ten chl\u00e9b.                                                                                                                                                                                                                                                                                                                                                                                        4.1\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Platebn\u00ed karty vyu\u017e\u00edv\u00e1 \u010d\u00edm d\u00e1l v\u00edce lid\u00ed","item":"https:\/\/www.314.cz\/platebni-karty-vyuziva-cim-dal-vice-lidi\/#breadcrumbitem"}]}]